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Loan Appraisal: means verification, background check & personal visit and analysis & assessment of documents
and information to ensure accuracy, completeness and authenticity of the information and documents submitted
and thereafter analysis and assessment of the same to form an opinion about the ability of the borrower to repay
the loan and accordingly assign the credit rating so as to minimize the delinquency/default in loan accounts.

      • Student help desk
      • Reciept of complete loan application & supporting documents
      • Preliminary review of information & documents
      • Background and reference checking
      • Analysis, Assesment & Rating
      • Loan recommendation Report
      • Issue of loan approval letter
      • Loan disbursement document